We know some of you would prefer to spread the cost of your order in monthly instalments, which is why we work with one of the UK’s finest finance providers to help you easily purchase your products. See our range of products available on 12 months interest free credit here. Spread the cost with DivideBuy.
Who are DivideBuy?
DivideBuy is an Interest Free credit provider whose unique algorithm takes away the need for an underwriter or a third-party lender. Because of this, DivideBuy have an acceptance rate of 96% (subject to age and status).
How does DivideBuy work?
You can choose instalment options from 3 to 12 months depending on the value of your order. Your application will take just 60 seconds to complete and DivideBuy will provide an immediate decision allowing you to complete your purchase.
Once approved, you electronically sign your agreement and we will process your order – it’s that simple!
What are the requirements for DivideBuy credit?
You must be aged between 18 and 75.
Be a permanent UK resident.
Have a valid debit or credit card.
Have a UK mobile number.
Have a valid email address.
Will a credit check be performed?
Yes. As the agreement is one of credit, a credit check is performed to assess your eligibility and affordability. DivideBuy uses a third-party credit reference agency in combination with their own unique algorithm.
DivideBuy do have a soft-search function which can assess your eligibility without leaving a mark on your credit file. You can call into ourselves, or DivideBuy’s customer service team on 0800 085 0885, to find out more.
When would I need to pay?
A minimum of your first instalment would be payable upon completion of your application. Dependant on credit factors, you may be required to pay a deposit or assign a guarantor along with a first instalment.
Any deposit is taken from the overall cost of your order and will reduce the monthly instalment figure.